Moving??

04.3.2009 | 10:45 pm | General | Tags: , ,

Well, I’m not planning on moving but the last time that my mom did, she had a hard time finding any good and reputable moving trucks. We live in a small town and I guess there’s not a big demand for them. But she found a local company. Anyway, her move was just across town and they did a pretty good job. They did break a mirror but they promptly replaced it. But if I were moving across country, I wouldn’t have a clue. Of course, I would go do some research online to find the best movers at the best price. But I’m not planning a move anytime soon.

Be Your Own Boss…

01.11.2009 | 11:17 pm | General | Tags: , , ,

As you all probably already know but Kecia (from iamkecia.com and my oldest daughter) wants really badly to open a day care center. I’ve told her that I would like to do this with her. So that’s our 5-year plan but before then I need to take some business management courses (she’s taking day care management courses). The area that we live in has quite a few small business opportunities, such as carpet stores, custom rug stores (they make area rugs from the carpet from the local carpet mills) and there’s even businesses that makes carpet cove base (like the motels use) and that’s just to name a few. So I think within the next 5 years, my daughter and I will be venturing into the small business market, too.

Free Credit Report…

12.10.2008 | 5:51 pm | General | Tags: ,

I have been thinking about getting a free credit report but I am not sure where to go. I’ve been looking online and I want one that gets reports from the three top credit reporting agencies – Equifax, TransUnion, and Experia. I mean, you never know when someone is stealing your identity, so you should get a credit report once a year. Identity thief is the fastest growing crime in America so that’s why I have been thinking about getting a credit report. Plus, I would like to know my credit score and get some ways to improve it. With a lower credit score, you might not only get rejected for credit or a loan, but if you do get approved for a loan you might have to pay  a higher interest rate. If your credit score is low, it could cause you to have to pay higher deposits for apartment rentals or for utilities. To improve your credit score, it’s best to have fewer credit cards, pay your bills on time and avoid balance transfers on the credit cards that you have. These are a few ways to improve credit which will help lower the interest rates and that will help save money. And with credit reports, you need to look for any errors and where to report them if you find any errors. I’ve been looking to increase my credit score and now that I have this information and with my credit report, maybe I can. Of course, you need to always keep your credit report in a very safe place. If your credit report were to get in the wrong hands, it could be very bad for your credit future. Because all of your credit history, along with previous addresses, previous names, current and previous employers are all included in your credit report. Well, now I’m going to get back to work. I’ve got a lot to think about.

Car Insurance Quotes Online

12.2.2008 | 11:42 pm | General | Tags: , ,

To make sure that I am getting the best car insurance rate, I go periodically to one of those comparison websites for car insurance.  I mean, you can live any where and get the best rate. If you live in California with a few clicks, you can get the best California car insurance rates. With the way the economy is right now, I need to save money with the best insurance at the best price.

Spyware???

12.2.2008 | 2:49 pm | General | Tags: , , ,

Have you ever wondered about all the websites that are visited on your computer? If you have, you might consider getting some computer monitoring and keylogger services. These services can keep track of all the internet URLs visited on your computer, the keystrokes that are typed, emails and work duration every time your computer is logged on to the internet. This would be a great way to keep an eye on employees or students and they wouldn’t even know that they are being monitored. Of course, some people might think that these services are a little invasive but then you would know what is being looked at and talked about on your computer.

Planning A Cruise???

11.3.2008 | 3:41 pm | General | Tags: , , , ,

My sister and I were planning on taking our mama on a cruise this year, but with no available vacation days, illness (my sister has had to have surgery this fall) and the lack of funds has made us postpone the trip. But we are trying our best to go on that cruise next year. Our mama has never been on a cruise so we are hoping everything will fall into place. I’ve been looking on the internet for that perfect cruise with an affordable price. What’s really caught my eye is the Mediterranean cruises but we would have to take a shorter one than them. But could you imagine all the cities that you would visit…Rome, Venice, Florence, Gibraltar, and Istanbul. My daughter, Kecia (from iamkecia.com) has been to Rome, Venice and Florence and says that they are absolutely beautiful places to see. I would love to go visit cities that are centuries old. Oh well, maybe someday. Until then I need to be searching for cruises that are in our budget.

Promoting the Business

10.21.2008 | 8:20 pm | General | Tags: , ,

My husband and I are considering different ways to promote his business. He has business cards but we are thinking about getting some other promotional products, such as ball caps, ink pens, keychains or magnets. The only thing about these items are that they can get costly, so I guess I’ll be searching around on the internet to find the best deal. My daughter, Kecia (from iamkecia.com) is creating him a website which will also be a great way to promote his business. Of course, we can get the business listed in the yellow pages (that’s something else I’ll be checking into). Anyone got any suggestions for other ways to promote the business that’s not too costly??

A Business Loan Will Be Needed…

10.18.2008 | 12:27 am | General | Tags: ,

Kecia and I will definitely be needing a business loan to make our dream of owning a day care center come true. And EZUnsecured.com sounds like the perfect place to go for getting that loan. Their easy process of obtaining unsecured business loans should help us come up with the funds to begin our business. So with their excellent service and getting the funds to us quickly will definitely help make our dream become a reality. Just think, Kecia and I in business together. That will be so great!!

Sign, Sign, Everywhere a Sign

10.11.2008 | 11:23 am | General | Tags: , , ,

Ok…I don’t want signs everywhere. But I was thinking that at my workplace it sure would be nice to have some digital signage. There could be all kinds of announcements put on the signs. My employer could alert the salespeople of meetings, price changes, or any orders that need filled. The sign could even announce the birthdays for that day. Spotlighting an employee of the month with a photo on the screen would be very uplifting and boost morale. We could have a sign on the sales floor, in the clerical department and out in the warehouse. The signs could be hung from the ceiling or mounted on the wall whichever way that would be best for the area. I just think digital signage would be very motivational for all of our employees.

I’m a satisfied customer again…

09.4.2008 | 3:11 pm | Uncategorized | Tags: , , ,

A friend’s daughter is getting married in a few weeks and she was needing some personalized napkins for the reception. I told her about an ebay seller that I buy all of my personalized napkins from…the seller’s name is memorablewedding. The seller is located in Florida but she ships anywhere and I have always received my orders really fast! I have always been very pleased with the napkins that I have ordered for weddings and birthdays (I just ordered some for my mom’s 80th birthday party in May and was extremely happy)! I’m going to be ordering again for Krista’s graduation party in May ‘09. There’s a bunch of different colors of napkins to choose from as well as different colors of print to go on the napkins. The seller states that they print and ship over 70,000 napkins a week, that’s a lot of satisfied customers!!

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